As the term implies, working with a Fee-Only financial planner means the advice you receive is not compromised by conflicts of interest.  There are no incentives for me to recommend certain financial products to you (I don’t accept commissions, incentive trips or receive compensation from sources other than my clients). 

This means that you know I am not receiving any form of compensation from third parties to recommend products or services to you.  This clear fee for service approach is detailed in my Firm Brochure (ADV Part 2A).  Financial planning engagements are priced based on their complexity, and start at $3,000.

In the first year, we will meet very frequently as we develop a baseline plan, Investment Policy Statement and implement the various aspects of your plan.  After the first year, I recommend we meet on a quarterly basis to formally review your current situation to your plan, and take proactive action on any new events that have unfolded.  Throughout the years, clients receive communications from me on topics of interest, and I welcome their calls to help with any matters that arise.  I recommend we collaborate with other members of your financial team, such as your CPA, estate attorney and insurance agent.  Information on the process is shown here.